A diverse small-business team collaborating in a bright Tampa Bay office

Group Insurance in Seffner, FL

Competitive, ACA-compliant benefits for teams of 2 to 500, with licensed guidance in Seffner, across Tampa Bay, and in over 45 states.

  • Blue Cross Blue Shield
  • UnitedHealthcare
  • Aetna
  • Cigna
  • Allstate Health
  • Ameritas
  • Pivot Health
  • VSP Vision Care
Our Approach

Group Insurance in Seffner, FL for Businesses That Want to Keep Good People

Offering real benefits should not require a corporate-size HR department or budget. Healthcare Solutions Team helps small business owners, from 1099 teams of two to growing companies with hundreds of employees, put together group coverage that actually helps with retention, without blowing up the budget.

Since 2001, we have helped Florida businesses offer benefits that compete with much larger companies. Because we are licensed in more than 45 states, we can support your team even as it grows beyond Florida.

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Coverage

What's Included in a Group Plan

  • Group Health Insurance

    ACA-compliant medical coverage for your employees, with plan options that scale as your team grows.

  • Group Dental and Vision

    Add-on benefits that round out a competitive package without a major cost increase.

  • Group Life Insurance

    Basic life coverage for employees, often at group rates well below individual policies.

Why Offer Group Coverage

The Business Case for Better Benefits

  • Employee Retention

    Real benefits are one of the biggest factors in whether good employees stay.

  • Tax Advantages

    Group premiums are often tax-deductible as a business expense.

  • Competitive Hiring

    Benefits help a small team compete for talent against larger companies with bigger budgets.

How It Works

How We Support You Every Step of the Way

  1. Clear Plan Comparisons

    We compare group plans based on your team size, budget, and the benefits that matter most to your employees.

  2. Enrollment Support

    We handle the setup and enrollment process so it is not one more thing on your plate.

  3. Ongoing Account Support

    A licensed agent who is available for employee questions, claims, and your renewal every year.

Common Questions

Group Insurance Questions We Answer Every Week

  • How small can a group be and still qualify for group insurance?

    Many carriers offer group plans for teams as small as two people, making this a realistic option even for very small businesses and 1099 teams.

  • Is group insurance required for small businesses?

    Under the ACA, businesses with 50 or more full-time equivalent employees are generally required to offer coverage. Smaller businesses are not required to, but many choose to for retention and tax reasons.

  • What's the difference between group insurance and individual plans for employees?

    Group plans are typically priced and underwritten as a pool, often resulting in lower per-person costs and fewer individual health questions than employees would face applying on their own.

  • Can employees customize their coverage within a group plan?

    Many group plans offer tiered options, letting employees choose between plan levels or add dependents, while the employer sets the overall benefit structure and contribution.

  • How much does it cost the business to work with a group insurance agent?

    Nothing. Carriers compensate us, so plan comparison, enrollment, and ongoing account support are free to the business.

Get Started

Offer Benefits That Help You Keep Great People

Let's build a group plan that fits your team size and budget. Contact us today to speak with one of our experienced agents in Seffner.

Monday to Friday, 9:00 AM to 6:00 PM